Heat Pump vs. Mini Split: Making the Right Choice For Your Home

What exactly are the differences between these two systems, and how do you know which one is the right choice for your home?

Last updated
January 8, 2024
Author: Matt from Currents
Learn about energy for your home or business.

Heat pumps and mini splits are both highly efficient heating and cooling systems that offer an alternative to traditional HVAC systems. Understanding the basics of how these systems work is essential in making an informed decision.

Heat Pumps:

Heat pumps are versatile systems that can both heat and cool your home. They operate on the principle of transferring heat from one space to another.

Heat pumps consist of three main components: an outdoor unit, an indoor unit, and a refrigerant. The outdoor unit contains a compressor and a fan, while the indoor unit houses the air handler. The refrigerant is responsible for absorbing and releasing heat as it circulates between the outdoor and indoor units.

typical heat pump setup
Typical heat pump

Mini Splits:

Mini splits, also known as ductless mini-split systems, are a type of heat pump that does not require ductwork. They consist of an outdoor unit, which contains the compressor, and one or more indoor units that are mounted on walls or ceilings in different rooms.

What sets mini splits apart is their ability to provide independent zoned heating and cooling. Each indoor unit is controlled separately, allowing for customizable temperature settings in different areas of your home. This zoning feature can lead to increased energy efficiency and personalized comfort.

mini split heat pump
Graphic showing both indoor mini-split and outdoor unit

Key Differences Between Heat Pumps and Mini Splits

Efficiency Comparison

Heating Efficiency: Both heat pumps and mini splits provide efficient heating. However, in extremely cold climates, air-source heat pumps may experience reduced efficiency, while mini splits can maintain their performance.

Cooling Efficiency: Heat pumps and mini splits are equally efficient when it comes to cooling your home. Both systems can effectively remove heat and provide comfortable indoor temperatures during the warm months.

air-source heat pump
Example of air-source heat pump installation

Installation Comparison

Ductwork Requirements: Heat pumps require ductwork to distribute air throughout your home, which may involve installation or modification. On the other hand, mini splits are ductless systems, eliminating the need for ductwork.

Flexibility of Placement: Heat pumps require both indoor and outdoor units to be installed, which may limit their placement options. Mini splits offer more flexibility as they only require mounting the indoor units in each desired zone.

Cost Comparison

Initial Costs: Heat pumps generally have lower upfront costs compared to mini splits. However, this can vary depending on the size and complexity of the installation.

Long-Term Savings: Both heat pumps and mini splits offer long-term energy savings due to their high efficiency. The specific savings will depend on factors such as your climate, energy rates, and usage patterns.

Maintenance Comparison

Filter Cleaning and Replacement: Both heat pumps and mini splits require regular filter cleaning or replacement to maintain optimal performance and indoor air quality.

Outdoor Unit Maintenance: Heat pumps may require more maintenance for the outdoor unit compared to mini splits. This includes periodic cleaning of the outdoor coil and ensuring proper airflow.

Factors to Consider

Your Budget

Initial Cost: Consider your budget and the upfront costs associated with both heat pumps and mini splits. Assess the installation expenses, including equipment costs, labor charges, and any necessary modifications.

Long-Term Savings: Evaluate the potential long-term energy savings of each system. Compare the estimated operating costs and energy efficiency to determine which system will provide the most cost-effective solution over time.

Your Climate

Assess the specific heating and cooling requirements of your climate. Do you know which climate zone you live in?

US climate zones
Which climate zone do you live in?

Consider the efficiency and performance of both heat pumps and mini splits in your region. If you live in an area with extreme temperatures, evaluate the ability of each system to meet your heating needs effectively.


Your Home's Size and Layout

Space Availability: Consider the available space in your home for the installation of either a heat pump or a mini split system. Heat pumps require both indoor and outdoor units, while mini splits only require the installation of indoor units.

Zoning Requirements: Evaluate the layout and size of your home. If you desire individual temperature control in different areas or rooms, a mini split system may be more suitable due to its zoning capabilities.

Your Heating and Cooling Needs

Year-Round Comfort: Determine whether you require both heating and cooling capabilities throughout the year. If so, both heat pumps and mini splits can provide year-round comfort.

Specific Heating Requirements: Assess the specific heating needs of your home. If you live in a region with milder winters, a heat pump may be sufficient. However, if you live in a colder climate, a mini split system may offer better performance during colder months.

Heat Pump vs. Mini Split - Which is Right for You?

We hope this blog post has provided you with valuable insights into the differences between heat pumps and mini splits, enabling you to make an informed decision.

Stay comfortable and enjoy the benefits of your chosen system!

Reach out to Currents to see what our recommendations are for your home. Take our quiz to learn more about what the next best steps are!

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